Terms of Use

Last Updated: June 23, 2025

1. Acceptance of Terms

Welcome to UmojaWealth Partners. These Terms of Use constitute a legally binding agreement made between you and UmojaWealth Partners ("we," "us," or "our"), governing your access to and use of the website umojawealth.co.ke (the "Site") and any educational services offered through the Site.

By accessing or using our Site, you agree to be bound by these Terms of Use. If you do not agree to all the terms and conditions of this agreement, you may not access the Site or use any of our educational services.

2. Informational and Educational Content

The content on our Site is for informational and educational purposes only. It is not intended to be a substitute for professional financial advice, diagnosis, or treatment. Always seek the advice of a qualified financial professional with any questions you may have regarding financial decisions.

We strive to provide accurate, complete, and up-to-date information, but we make no representation or warranty of any kind regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.

3. User Responsibilities

In using our Site, you agree to:

  • Provide accurate, current, and complete information when filling out forms on the Site
  • Use the Site in a manner consistent with any and all applicable laws and regulations
  • Not use the Site in any way that could disable, overburden, damage, or impair the Site or interfere with any other party's use of the Site
  • Not attempt to gain unauthorized access to any part of the Site, the server hosting the Site, or any server, computer, or database connected to the Site
  • Not attack the Site via a denial-of-service attack or a distributed denial-of-service attack
  • Not use the Site for any purpose that is unlawful or prohibited by these Terms of Use

4. Intellectual Property Rights

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio) are owned by UmojaWealth Partners, its licensors, or other providers of such material and are protected by Kenya and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site without our prior written consent.

5. Links to Third-Party Websites

Our Site may contain links to third-party websites or services that are not owned or controlled by UmojaWealth Partners. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that UmojaWealth Partners shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

6. Disclaimer of Warranties

YOUR USE OF THE SITE AND ANY EDUCATIONAL SERVICES OR ITEMS OBTAINED THROUGH THE SITE IS AT YOUR OWN RISK. THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

NEITHER UMOJAWEALTH PARTNERS NOR ANY PERSON ASSOCIATED WITH UMOJAWEALTH PARTNERS MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SITE.

7. Limitation of Liability

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL UMOJAWEALTH PARTNERS, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE SITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

8. Indemnification

You agree to defend, indemnify, and hold harmless UmojaWealth Partners, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the Site.

9. User Data

We maintain certain data that you transmit to the Site for the purpose of providing our educational services, as well as data relating to your use of the Site. You are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Site.

We will not be liable for any loss or corruption of such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data. For more information about how we handle user data, please review our Privacy Policy.

10. Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach these Terms of Use.

Upon termination, your right to use the Site will immediately cease. If you wish to terminate your account, you may simply discontinue using the Site.

11. Changes to Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Site thereafter.

Your continued use of the Site following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.

12. Governing Law and Jurisdiction

These Terms of Use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of Kenya without giving effect to any choice or conflict of law provision or rule.

Any legal suit, action, or proceeding arising out of, or related to, these Terms of Use or the Site shall be instituted exclusively in the courts of Kenya. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

13. Waiver and Severability

No waiver by UmojaWealth Partners of any term or condition set out in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of UmojaWealth Partners to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

14. Entire Agreement

These Terms of Use, our Privacy Policy, and any other terms and conditions referenced herein constitute the sole and entire agreement between you and UmojaWealth Partners regarding the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Site.

15. Contact Us

If you have any questions about these Terms of Use, please contact us at:

UmojaWealth Partners
Mega Plaza Block B, 10th Floor
Nairobi, Kenya
Email: [email protected]
Phone: +254768285491