Privacy Policy

1. Introduction

UmojaWealth Partners ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website umojawealth.co.ke (the "Site") or use our financial literacy educational services.

We value the trust you place in us and recognize the importance of secure transactions and information privacy. This Privacy Policy describes how we collect, use, share and protect the personal information that we gather about you through the services.

Please read this privacy policy carefully. By continuing to interact with our Site, you are agreeing to the practices described in this privacy policy.

2. Information We Collect

We collect information in multiple ways, including when you provide it directly to us, when you permit third parties to provide it to us, and automatically as you use our Site.

Personal Information You Provide to Us:

• Contact information, such as name, email address, phone number, and mailing address
• Information provided when filling out forms on our Site, including when requesting information about our educational services
• Communications and correspondence you send to us
• Survey responses and feedback

Information We Collect Automatically:

• Device information (such as your IP address, browser type, operating system)
• Usage information (such as pages visited, time spent on pages, links clicked)
• Location information (such as general location derived from your IP address)
• Cookies and similar tracking technologies (as described in our Cookie Policy)

3. How We Use Your Information

We use the information we collect for various purposes, including to:

• Provide, maintain, and improve our educational services
• Respond to your inquiries and fulfill your requests
• Send you administrative information, such as updates, security alerts, and support messages
• Personalize your experience on our Site
• Conduct research and analysis to better understand our visitors and educational service users
• Develop new educational products, services, and features
• Protect against, identify, and prevent fraud and other unlawful activity
• Comply with and enforce applicable legal requirements, agreements, and policies
• Perform any other purpose disclosed to you at the time we collect your information or with your consent

4. How We Share Your Information

We may share your information in the following circumstances:

• Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as web hosting, data analysis, payment processing, and customer service.
• Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).
• Protection of Rights: We may disclose your information to protect and defend the rights, property, or safety of UmojaWealth Partners, our users, or others.
• Business Transfers: In the event of a merger, acquisition, reorganization, bankruptcy, or similar event, your information may be transferred as part of that transaction.
• With Your Consent: We may share your information with third parties when you consent to such sharing.

We do not sell your personal information to third parties.

5. Data Security

We implement appropriate technical and organizational measures to protect the security of your personal information. However, please note that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

6. Your Rights and Choices

Depending on your location and applicable law, you may have certain rights regarding your personal information, including:

• The right to access personal information we hold about you
• The right to request correction of inaccurate personal information
• The right to request deletion of your personal information
• The right to object to processing of your personal information
• The right to restrict processing of your personal information
• The right to data portability

To exercise these rights, please contact us using the information provided in the "Contact Us" section below.

Cookies and Tracking Technologies

You can manage your cookie preferences through our Cookie Settings accessible via the link in our website footer. For more information about our use of cookies and how to manage them, please refer to our Cookie Policy.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When determining how long to retain information, we consider the amount, nature, and sensitivity of the information, the potential risk of harm from unauthorized use or disclosure, the purposes for which we process the information, whether we can achieve those purposes through other means, and applicable legal requirements.

8. Children's Privacy

Our Site and services are not directed to children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us so that we can delete such information.

9. International Data Transfers

Your personal information may be transferred to, and processed in, countries other than the country in which you reside. These countries may have data protection laws that are different from the laws of your country. Specifically, our website servers are located in Kenya. However, we take appropriate safeguards to require that your personal information will remain protected in accordance with this Privacy Policy.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Last Updated" date at the top of this Privacy Policy. We encourage you to review this Privacy Policy frequently to stay informed about how we are protecting your information.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

UmojaWealth Partners
Mega Plaza Block B, 10th Floor
Nairobi, Kenya
Email: [email protected]
Phone: +254768285491

12. Kenya-Specific Privacy Rights

Under Kenyan data protection laws, including the Data Protection Act, 2019, Kenya residents have certain rights regarding their personal information. These rights include:

• The right to be informed about the collection and use of your personal data
• The right to access your personal data
• The right to have inaccurate personal data rectified
• The right to request the deletion or removal of personal data
• The right to restrict processing of your personal data
• The right to data portability
• The right to object to processing of your personal data
• Rights in relation to automated decision making and profiling

To exercise these rights, please contact us using the information provided in the "Contact Us" section above.